Mortgages

Buying a house and taking out a mortgage is possibly the biggest financial commitment the average doctor will make. It can also be a very stressful undertaking.  Navigating through the jungle of deals available, completing applications, chasing valuation and job references can elevate the blood pressure. 

Our clients find it easier to simply select a property and let us do the rest!

As Independent Financial Advisers we are not tied to any lender and can research the whole of the market for you.  We even have access to deals not available on the high street.  We can help with:-

• House purchase - up to 100% of valuation
• Remortgages
• Buy to Let Mortgages
• Surgery Purchase

Sometimes doctors find difficultly in obtaining mortgages.  They may be from overseas or simply looking to borrow more than is normally available.  We have long experience in helping doctors in these situations.

Before you put in an offer for a property we can:-

• Advise you how much you can borrow and what the repayments are
• Obtain approval in principle from a lender
• Advise and recommend on the best way to repay the loan.
• Use the latest technology to find the best deal for you
• Arrange suitable life and/or Critical Illness cover

Once an application is submitted we closely monitor its progress to make sure your mortgage offer is produced on time.

We believe using Money Doctor is the easy way to house purchase !