Life Assurance can provide peace of mind and reassurance that your loved ones will be financially secure after your death. Life Assurance is vital if you have financial dependants who rely on your income, including your spouse and children. It can also repay any outstanding debts such as a mortgage.
Critical Illness Cover typically insures you against 40 common medical conditions, including heart attacks, strokes and most cancers. The treatment of such conditions and the road to recuperation can be long and financially draining, often eroding the life savings of those who are unprotected.
Critical Illness Cover provides a lump sum to help pay for care and treatment costs, as well as helping to pay for additional care if required. Importantly this lump sum can be used to repay debts such as mortgages and credit cards, enabling you to concentrate on making a full recovery without the burden of financial debt repayments.
We will work with you to determine the correct level of protection to ensure that you have peace of mind, that should something happen which means you cannot work your income continues.
This is designed to pay the practice a regular sum of money to employ a locum if a GP or another key member of your practice is unable to work as a result of ill-health or death. Locum protection ensures continuity of service at the practice which in turn protects your share of practice profits.
Private Medical Insurance
If you do not receive group health insurance through your employer it may be wise to consider taking a Private Health Insurance policy.
PruHealth have developed an innovative health insurance package which proactively encourages good health, rather than reactively pay out when things go wrong. This forward thinking approach to health insurance is underpinned by three steps to motivate and reward you, with the rewards linked to each stage. To help understand where you are now, there are a variety of healthcheck providers to choose from.
In the unfortunate event that you need treatment, private medical insurance ensures you receive this in a timely manner to facilitate a swift recovery.